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Legal separation / where did myth of non-existence come from?

  • 1.  Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 11:45 AM
    The issue of legal separation has come up here before, but I just got into a somewhat heated discussion on the Avvo "Q&A boards" and wasted too much time on a debate with an attorney who dabbles in Family Law (below, if anyone is interested). I am really curious: Why do some attorneys say "there's no such thing as legal separation in New Jersey"?

    It's always been an "of course" issue as an aspect of it was briefed when I was a law clerk 20 years ago and I've thus always known about it. But there are a lot of attorneys out there who say it doesn't exist (sometimes to the chagrin of their malpractice carriers), especially those who don't do much Family Law. Is it because some states (thinking of California) have a check-box on their complaints for "legal separation" and we don't? Because we term it a "judgment of limited divorce (or Divorce from Bed & Board or Divorce a mensa et thoro)" instead of a "judgment of separation"? How did the myth of the non-existence of legal separation come about?

    I hope this issue is on the test for certification as Matrimonial Attorneys as the different statuses (divorce, legal separation, judgment of separate maintenance, annulment) have different consequences (from taxes to liability to ... ).


    David Perry Davis, Esq.
    ----------------------------------------------------
       www.FamilyLawNJ.pro
    ----------------------------------------------------
    112 West Franklin Avenue
    Pennington, NJ 08534
    Voice: 609-737-2222
    Fax:    609-737-3222


    Respectfully, it is simply incorrect that "there's no such thing as legal separation in New Jersey."

    I used to share office space with a firm that specialized in malpractice (legal and medical), who got a $375,000 legal malpractice judgment against an attorney who told a client "there's no such thing as legal separation in New Jersey." It later turned out the parties could've shared medical insurance for free under a legal separation, which a Divorce from Bed & Board / Divorce a mensa et thoro / Limited divorce absolutely is. The wife then got breast cancer and was uninsured and the ex said "of course I'd have agreed if we'd been told it was an option - but the attorney said there's no such thing as legal separation in NJ." Ooops. One thing's for sure, though - that attorney isn't out on the Internet spreading incorrect information.

    As said, a reader doesn't have to wonder about a conflict between attorneys saying different things. Whereas those saying "there's no such thing as legal separation in New Jersey" cite only to themselves.

    I cite to: State statutes - N.J.S.A. 2A:34-23(h), Equitable distribution is available following the entry of "a judgment of divorce, dissolution of civil union, divorce from bed and board or legal separation from a partner in a civil union." I guess those saying it doesn't exist need to advise the State legislature that it's law is wrong.

    I cite to: Federal statutes / IRS Code - 26 U.S.C. § 71(a)(1) says that payments made following and imposed by a legal separation are income to the recipient. I guess those saying it doesn't exist need to advise the United State Congress, and IRS that they're all wrong and "there's no such thing as legal separation in New Jersey."

    I cite to Federal case law: Hon. Henry Curtis Meanor, Interpreting the above statute, Judge Meanor discusses what is and what is not a legal separation in New Jersey. Capodanno v. Commissioner of Internal Revenue, 602 F.2d 64, 3rd Cir. (1979) /  https://scholar.google.com/scholar_case?case=15112973781950550701 . I guess those saying it doesn't exist need to advise the United States Court of Appeals (second highest court in the USA) for the Third Circuit that they're right (because they say so), the court is wrong and "there's no such thing as legal separation in New Jersey."

    I cite to the Police and Firemen’s Retirement System (PFRS) official documentation - see pages 2 and 3 of Fact Sheet #42 (http://www.state.nj.us/treasury/pensions/pdf/factsheets/fact42.pdf) ("You are responsible for notifying your employer with-in 60 days of a COBRA qualifying event such as divorce, dissolution of a civil union, or legal separation.") Guess they're all wrong, too.

    I cite to the NJ Supreme Court, Appellate Division, and trial courts -- Here's 39 cases that discuss legal separation in New Jersey. And Google Scholar only goes back a few years, there are literally hundreds more out there, in case those saying legal separation doesn't exist will say that the 50+ judges and justices deciding these 39 cases are all wrong, wrong, wrong!! https://scholar.google.com/scholar?q=%22legal+separation%22+divorce+&btnG=&hl=en&scisbd=2&as_sdt=4%2C31  

    I suppose I could also point to the half-dozen limited divorce judgments I've put through in the past year. Guess all those judges were wrong, too.

    Issues like this are why attorneys should not dabble in various areas of the law. And, while it's often a learning process and we all make mistakes, to see attorneys continue to insist "there's no such thing as legal separation in New Jersey" in the face of the above is, well, just kind of scary. There are various legal statuses that can be pursued (divorce, legal separation, judgment of separate maintenance, annulment) and all of them have different consequences (from taxes to liability to whether they can be pursued consistent with Jewish, Christian, or Muslim law). The different statuses have different effects. An attorney taking money from the public and claiming to be a Family Law attorney needs to be aware of all of these, not be wandering around cyberspace saying "there's no such thing as legal separation in New Jersey."

    I DEFY ANYONE SAYING IT DOESN'T EXIST TO GIVE ONE DAMNED LEGAL CITATION FOR THE BELIEF.


  • 2.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:21 PM

    Dave

    I do not consider "divorce from bed and board" equal to "legal separation".

    When people ask me about the need for a "legal separation", almost uniformly it turns out they are asking about a Settlement Agreement they think is supposed to be filed somewhere.  I tell them no, it is a contract that doesn't require a legal filing to give it effect. 

    Hanan

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    Hanan M. Isaacs, Esq.

     

    t 609.683.7400   f 609.921.8982

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  • 3.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:29 PM

    Dave –

     

    When I practiced in New York, way back in the 80's, the only no-fault grounds available was 18 months (24?) separation pursuant to a court-filed separation agreement. Agreeing with Hanan, that particular animal doesn't exist in NJ. However people can separate pursuant to the terms of an agreement and later incorporate that agreement into a divorce. I notice clients sometimes get hung up on the fact that there is no court filing or court sanctioned status associated with separating, but I think it's misleading to say there is no legal separation in NJ.

     

    • Megan

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  • 4.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:46 PM

    To what extent would you consider a written separation agreement including support or property settlement provisions (or an oral separation agreement coupled with an actual division of marital property) sufficient to end the marital partnership under Brandenburg a "legal separation"?

     

    Very truly yours,

    Andrew

     

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    ANDREW M. SHAW, ESQ.

    Divorce & Family Attorney

     

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  • 5.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:57 PM
    Concur with Hanan on both his points.

    Isn't this simply about what using the term "legal separation" means and does not mean in NJ itself and as contrasted with other states?

    I think most clients hear the term "legal separation" on tv. At least, that's where I hear it most often . . . present listserve excepted.

    Excellent discussion!

    Anne

    Anne Cralle, Esq.




    Sent from my iPad




  • 6.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 12:06 AM
    Does anyone have a working list of the health insurance companies that use a Divorce from B&B as a terminating event for insurance of the alternative spouse?  If a "legal separation" would terminate coverage, can a Divorce from B&B be distinguished and prove an exception (i.e. not terminate coverage)?  I'm specifically interested in whether United Healthcare recognizes Divorce from B&B as a termination of coverage event.  

    Thanks for your input!         

    Rachel                                 





  • 7.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 07:38 AM

    It depends on the wording of the plan.

     

    Robert E. Goldstein, Esq.
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  • 8.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 09:02 AM
    Seems like the best idea is to get a copy of the plan for the exact wording. Even then the terms of the plan could change. Client should be made aware. 

    Anna-Maria Pittella
    Sent from my iPhone
    Without errors I hope






  • 9.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 10:55 AM

    Yes, it's absolutely necessary to check the plan itself and get it in writing from the plan administrator. We've already had the discussion about insurance fraud if you don't tell the carrier. I recently got it in writing from a union plan administrator that my client would continue to be covered under a B & B divorce – same case as the Social Security issue, BTW.

     

    Pamela M. Copeland, Esq.

    Certified Matrimonial Attorney

    Divorce and Family Mediator

    Collaborative Professional

    775 Mountain Blvd., Suite 208

    Watchung, NJ 07069

    [email protected]

    www.CopelandLawNJ.com

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  • 10.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 11:24 AM
    I've gotten it in writing and then 2 years later the plan changed and my client lost the ability to insure her ex-spouse.  It's very risky.

    Tanis B. Deitch, Esq.
    Certified by the Supreme Court of New Jersey as a Matrimonial Law Attorney
    Deitch & Perone, P.C.
    Attorneys at Law
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  • 11.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 11:30 AM

    I agree it is risky.  It is important to tell clients that there is no guarantee that the insurance company will provide coverage as a spouse with a divorce from bed and board.  I will not contact the health insurance carrier regarding coverage, that is between the parties and the health insurance carrier, they should be the ones confirming and making the decision whether they want to go that route (divorce from bed and board).

     

     

     

    William J. Rudnik, Esq.

    Gebhardt & Kiefer, P.C.

    Certified Matrimonial Law Attorney

     






  • 12.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:50 PM
    There is most certainly no such thing as a "legal separation" in NJ. The parties can enter into separation agreements and certain post-nuptial agreements in anticipation of divorce, but a legal separation involves docketing, and we very simply do not have that available here.

    Maybe this is just semantics.

    ------------------------------
    Curtis Romanowski Esq.
    Senior Attorney - Proprietor
    (732)603-8585
    ------------------------------



  • 13.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:54 PM
    I was of the opinion that "Divorce From Bed & Board" = "Legal Separation"

    Can someone explain the difference?

    ___

    Michael A. Conte, Esquire
    Ulrichsen Rosen & Freed LLC
    114 Titus Mill Road, Unit 200
    Pennington, NJ 08534
    Direct Dial: (609) 559-1959











  • 14.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 05:48 PM

    Michael,

    Was your question answered? If not, a legal separation is a contract between the parties, which is not filed.

    Since a Divorce from Bed and Board is a limited divorce that is filed, and is supposed to keep the parties legally united for health insurance purposes, I have the potential client investigate, and then we confirm via letter, that the company will acknowledge a B and B and will allow the spouse to continue coverage.  Many companies do not acknowledge it anymore, and if that's the case, then we tell the client to go ahead with the divorce "from the bonds of matrimony" if insurance was the only thing keeping them "together".

    We've only had two B and B's in the last few years.  

    More recently, one of our clients needed to stay on her husband's health insurance until her 65th birthday (after learning obtaining her own was going to be cost prohibitive).  With permission from the judge, we agreed to put the case on "inactive status" with permission to reinstate in one year. And the parties moved forward with the remaining financial and other issues per the PSA that they signed at the time of our request for inactive status. 

     


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    Misty A. Velasques Avallone, Esq.

     

    t 609.683.7400   f 609.921.8982

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    I was of the opinion that "Divorce From Bed & Board" = "Legal Separation" Can someone explain the difference? ___ Michael A. Conte,...

    Family Law

      Post New Message

     

    Re: Legal separation / where did myth of non-existence come from?

    Feb 7, 2017 1:54 PM

    Michael A. Conte, Esq

    I was of the opinion that "Divorce From Bed & Board" = "Legal Separation"

     

    Can someone explain the difference?


    ___

     

    Michael A. Conte, Esquire

    Ulrichsen Rosen & Freed LLC

    114 Titus Mill Road, Unit 200

    Pennington, NJ 08534

    Direct Dial: (609) 559-1959

     

     

     



     




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    Original Message------

    I was of the opinion that "Divorce From Bed & Board" = "Legal Separation"

    Can someone explain the difference?

    ___

    Michael A. Conte, Esquire
    Ulrichsen Rosen & Freed LLC
    114 Titus Mill Road, Unit 200
    Pennington, NJ 08534
    Direct Dial: (609) 559-1959










  • 15.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 01:59 PM
    Yes, semantics! Was looking for that word when I posted. Thanks, Curt!

    Anne

    Anne Cralle, Esq.

    Sent from my iPad




  • 16.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 04:13 PM
    The topic of obtaining a separation comes up when, to use an example from this week, a guy says his wife is in rehab and has been destroying their finances and wrecking cars and, when not doing well, threatened to abscond with their kids. Although she earned more than him at one point, she's lost several jobs and he's worried about alimony liability if they stay together and she points to an income disparity down the road.  However, he says he still loves her and hopes she recovers, but wants protection as far as being separate for e.d., support, custody, etc purposes (e.g., she runs up her credit cards on drug-related issues, she can't come after him for 1/2). We looked up his medical insurance benefits and (a dying breed, but some still out there) the qualifying events requiring the removal of a spouse from coverage does not include "legal separation" so she can continue with therapy / rehabs.

    So we're filing a complaint for limited divorce and addressing all his issues via an agreement. If they reconcile, the statute provides that the agreement and complaint are vacated ab initio. If not, he can move to convert the judgment in the future.

    Is there anyone on this list who would have told him "sorry - there's no such thing as a legal separation in New Jersey -- it's either file for divorce or nothing"?

    I'm reprinting my post to the Avvo board below and again ask on what basis, aside from one's own personal knowledge, would one say "there's no such thing as a legal separation in New Jersey" - how are all the below judges, statutes, IRS regulations, federal and NJ courts wrong?   (Apologies for the somewhat snarky tone in it; it was written in response to a message, not for y'all).



    David Perry Davis, Esq.
    ----------------------------------------------------
       www.FamilyLawNJ.pro
    ----------------------------------------------------
    112 West Franklin Avenue
    Pennington, NJ 08534
    Voice: 609-737-2222
    Fax:    609-737-3222

    Respectfully, it is simply incorrect that "there's no such thing as legal separation in New Jersey."

    I used to share office space with a firm that specialized in malpractice (legal and medical), who got a $375,000 legal malpractice judgment against an attorney who told a client "there's no such thing as legal separation in New Jersey." It later turned out the parties could've shared medical insurance for free under a legal separation, which a Divorce from Bed & Board / Divorce a mensa et thoro / Limited divorce absolutely is. The wife then got breast cancer and was uninsured and the ex said "of course I'd have agreed if we'd been told it was an option - but the attorney said there's no such thing as legal separation in NJ." Ooops. One thing's for sure, though - that attorney isn't out on the Internet spreading incorrect information.

    As said, a reader doesn't have to wonder about a conflict between attorneys saying different things. Whereas those saying "there's no such thing as legal separation in New Jersey" cite only to themselves.

    I cite to: State statutes - N.J.S.A. 2A:34-23(h), Equitable distribution is available following the entry of "a judgment of divorce, dissolution of civil union, divorce from bed and board or legal separation from a partner in a civil union." I guess those saying it doesn't exist need to advise the State legislature that it's law is wrong.

    I cite to: Federal statutes / IRS Code - 26 U.S.C. § 71(a)(1) says that payments made following and imposed by a legal separation are income to the recipient. I guess those saying it doesn't exist need to advise the United State Congress, and IRS that they're all wrong and "there's no such thing as legal separation in New Jersey."

    I cite to Federal case law: Hon. Henry Curtis Meanor, Interpreting the above statute, Judge Meanor discusses what is and what is not a legal separation in New Jersey. Capodanno v. Commissioner of Internal Revenue, 602 F.2d 64, 3rd Cir. (1979) /  https://scholar.google.com/scholar_case?case=15112973781950550701 . I guess those saying it doesn't exist need to advise the United States Court of Appeals (second highest court in the USA) for the Third Circuit that they're right (because they say so), the court is wrong and "there's no such thing as legal separation in New Jersey."

    I cite to the Police and Firemen’s Retirement System (PFRS) official documentation - see pages 2 and 3 of Fact Sheet #42 (http://www.state.nj.us/treasury/pensions/pdf/factsheets/fact42.pdf) ("You are responsible for notifying your employer with-in 60 days of a COBRA qualifying event such as divorce, dissolution of a civil union, or legal separation.") Guess they're all wrong, too.

    I cite to the NJ Supreme Court, Appellate Division, and trial courts -- Here's 39 cases that discuss legal separation in New Jersey. And Google Scholar only goes back a few years, there are literally hundreds more out there, in case those saying legal separation doesn't exist will say that the 50+ judges and justices deciding these 39 cases are all wrong, wrong, wrong!! https://scholar.google.com/scholar?q=%22legal+separation%22+divorce+&btnG=&hl=en&scisbd=2&as_sdt=4%2C31  

    I suppose I could also point to the half-dozen limited divorce judgments I've put through in the past year. Guess all those judges were wrong, too.

    Issues like this are why attorneys should not dabble in various areas of the law. And, while it's often a learning process and we all make mistakes, to see attorneys continue to insist "there's no such thing as legal separation in New Jersey" in the face of the above is, well, just kind of scary. There are various legal statuses that can be pursued (divorce, legal separation, judgment of separate maintenance, annulment) and all of them have different consequences (from taxes to liability to whether they can be pursued consistent with Jewish, Christian, or Muslim law). The different statuses have different effects. An attorney taking money from the public and claiming to be a Family Law attorney needs to be aware of all of these, not be wandering around cyberspace saying "there's no such thing as legal separation in New Jersey."

    I DEFY ANYONE SAYING IT DOESN'T EXIST TO GIVE ONE DAMNED LEGAL CITATION FOR THE BELIEF.





  • 17.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 07:57 AM

    But what does the Social Security Administration think of a divorce from bed and board vs. full divorce?

     

     

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  • 18.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 08:04 AM
    the traditional reason for a divorce from bed and board was so that the parties could keep SS and pension benefits which would be terminated if it was full divorce.

    Alice M. Plastoris, Esq.
    (973) 538-7070
    Sent from my iPad

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  • 19.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 10:49 AM

    This was a recent issue in one of my cases. A divorce from bed and board does not terminate the marriage for Social Security purposes: 42 U.S.C. 416(d)(8) states: "(8) The terms ''divorce'' and ''divorced'' refer to a divorce a vinculo matrimonii." My contact at SSA sent me the following:

     

    RS 00202.005 Divorced Spouse

    A. Policy - general

    A divorced spouse must:

    ·         be finally divorced from the NH; and

     

    we list the Divorce from Bed and Board as partial (see below):

     

    5. Divorce a Mensa Et Thoro 

    A divorce from table and bed, or from bed and board. A partial or qualified divorce, by which the parties are separated and forbidden to live or cohabit together, without affecting the marriage itself.

     

    I also found this:

     

    3. Other divorces 

    The following incomplete divorce decrees do not dissolve a marriage:

    ·        limited divorce or divorces from bed and board;

    ·         preliminary (i.e., interlocutory or decree nisi).

     

    I kinda like the "divorce from table and bed" language.

     

    Pamela M. Copeland, Esq.

    Certified Matrimonial Attorney

    Divorce and Family Mediator

    Collaborative Professional

    775 Mountain Blvd., Suite 208

    Watchung, NJ 07069

    [email protected]

    www.CopelandLawNJ.com

    908-561-6800

    908-561-6801 (fax)

    Like us on Facebook: www.facebook.com/Pamela-M-Copeland-Counselor-at-Law-New-Jersey-Divorce-169293809885603/

     

     






  • 20.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 02:45 PM

    Michael,

    It's a bit like trying to explain The Bowling Green Massacre -- an event that never happened.

    People ask us to explain a non-event. They think they have to file something to be "legally separated", as in "we want permission to do it". 

    Sometimes it is asked due to fear of the charge of abandonment of children, home, or property. Other times it is about fear of being caught with someone other than one's spouse.

    It is almost never about a divorce from bed and board, because almost no one knows what that is and when it is used, even lawyers and judges.

    Hanan


    hanan.gif

    Hanan M. Isaacs, Esq.

     

    t 609.683.7400   f 609.921.8982

    e [email protected]   w www.hananisaacs.com

    4499 Route 27, Kingston NJ







  • 21.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 02:51 PM
    Hanan, your answer is spot-on.....:):)


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  • 22.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 03:11 PM
    Then explain to me how Atlanta could be winning 28-3 and the Pats score 31 unanswered points in the 2nd half to win - it was like watching the presidential election all over again. I just don't get it! 

    Sent from my iPhone





  • 23.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 04:16 PM

    If only Atlanta had campaigned harder in Michigan!    :-)

    At 03:11 PM 2/7/2017, you wrote:
    Then explain to me how Atlanta could be winning 28-3 and the Pats score 31 unanswered points in the 2nd half to win - it was like watching the... -posted to the "Family Law Section" community
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    David Perry Davis, Esq.
    ----------------------------------------------------
       www.FamilyLawNJ.pro
    ----------------------------------------------------
    112 West Franklin Avenue
    Pennington, NJ 08534
    Voice: 609-737-2222
    Fax:    609-737-3222

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  • 24.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 04:22 PM
    Hanan,
    <x-tab>        </x-tab>I respectfully disagree. Many judges are knowledgeable about it. I know Judge Fitzpatrick in Mercer, as only one example, is well versed in Limited Divorce / Divorce from Bed & Board issues. Judge Mawla also knew the in's and out's of it. And, as per my prior email with all the citations, many Appellate Division judges are aware of it. Various nuances are litigated and appealed (e.g., whether Agreement in B&B divorce as to alimony survives conversion of judgment to absolute divorce) -- decisions in  DeAngelis, Pipitone, and Judkins  https://scholar.google.com/scholar?hl=en&q=%22limited+divorce%22+alimony+conversion&btnG=&as_sdt=4%2C31 . There are 18 appellate decisions on limited divorce issues, addressing everything from taxation issues to effect of of a B&B divorce on Medicaid, to...

    It is almost never about a divorce from bed and board, because almost no one knows what that is and when it is used, even lawyers and judges.




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    - Dave

    David Perry Davis, Esq.
    ----------------------------------------------------
       www.FamilyLawNJ.pro
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    Pennington, NJ 08534
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    Fax:    609-737-3222

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  • 25.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 04:35 PM

    Just for fun –

     

    I once did a Bed & Board divorce for a client, who then unbeknownst to me decided to go pro se in converting to a full divorce. To complicate matters, he copied the caption from his divorce with my name on it! (!!!)  So I get this call from Mercer Family Part telling me they cannot convert to a full divorce on the papers filed because it was not a "Divorce from Bed and Breakfast" as "my" papers said. I quickly disabused them of the notion that those were my papers – but I can't think of Bed & Board divorces anymore without remembering that.   

     

    C. Megan Oltman

    Oltman Law & Mediation

    475 Wall St

    Princeton, NJ 08540

    http://moltmanlaw.com

    (609) 947-0784

     

    This communication is privileged and confidential. If you are not the intended recipient please delete the email.

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  • 26.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-07-2017 04:32 PM

    Dave

    I gotta disagree with you here.

    Divorce from bed and board is not just a separation. It is a limited divorce.

    People asking about a mythical legal separation aren't asking about health insurance coverage. 

    If they ask for health insurance coverage, then we discuss the need and the options.

    And not all insurance carriers continue spousal coverage after a divorce from bed and board.  There was even a NJ legislative effort to abolish such coverage.


    hanan.gif

    Hanan M. Isaacs, Esq.

     

    t 609.683.7400   f 609.921.8982

    e [email protected]   w www.hananisaacs.com

    4499 Route 27, Kingston NJ

    Hanan






  • 27.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 06:32 AM
    I practice in New York and New Jersey.  When my clients are not seeking an absolute divorce but want a formal "separation" I give my clients in New Jersey a "divorce from bed and board" and I give my New York clients a "Legal Separation."  

    Whatever the phrase ensure that the non-employee spouse will still be covered by the employee's spouse health coverage after the agreement is signed.  

    On several occasions I have encountered employers who do not extend coverage to spouses that are divorced from bed and board or have a legal separation.   .  So before I do either I have the employee spouse double check to make sure and if possible get it in writing that his/her spouse will still be covered.  I even reference it in the agreements.  

    Employers are wise to the legal separation/divorce from bed and board and are dropping spouses once these documents are signed. 

    I have had clients say but if the employer does not know about the legal proceeding how can they drop the insurance.  I tell them that the employee has a duty to inform the employer of any change to the family unit. 

    ------------------------------
    [Angela Barker
    Law Office of Angela Barker, LLC
    [www.angelabarkerlaw.com
    646-415-8883
    646-395-9562 (fax)
    ------------------------------



  • 28.  RE: Legal separation / where did myth of non-existence come from?

    Posted 02-08-2017 10:22 AM

    I agree: if the motivation is to preserve medical insurance coverage (there can be other reasons, of course), it would be awful to go through a DB&B proceeding, only to discover the insurance company declines coverage!!!

    Hanan

    hanan.gif

    Hanan M. Isaacs, Esq.

     

    t 609.683.7400   f 609.921.8982

    e [email protected]   w www.hananisaacs.com

    4499 Route 27, Kingston NJ