The New World of Health Care can be confusing, with new regulations, requirements and employer mandates. USI Affinity can help you navigate the complicated health insurance delivery system by assisting you with buying On Exchange or Off Exchange based on what is right for your business. Introducing the NEW NJSBA Insurance Exchange, a convenient and secure online portal where association members can find competitively priced insurance coverage for all their needs, including a wide variety of medical/dental plans.